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QoopOne Portal Gateway

Run your cooperative beautifully.
Secure & Reliable.

Ditch the spreadsheets. Manage members, automate loan deductions, process savings, and send SMS alerts — all in one platform built for trust.

QoopOne Member Portal
Dashboard
Savings
Loans
Ajo
₦350k
Savings Balance
₦1.2M
Active Loans
₦85k
Ajo Balance
Activity
Amount
Status
Monthly Savings
₦50,000
Done
Ajo Contribution
₦15,000
Done
Welfare (Medical)
₦45,000
Approved
Loan Repayment
₦25,000
Pending
0+
Active Cooperatives
0+
Members Onboarded
0B+
Transactions Processed
0%
Uptime Reliability
Tailored Solutions

Discover how different cooperatives and financial organizations use our platform.

From agricultural unions to employee credit societies and market daily contribution schemes, explore how our software adapts to every cooperative workflow.

Explore Use Cases
Simple Process

Up and running in minutes.

From registration to full cooperative management — everything is guided, automated, and secure.

1

Register & KYC

Members register online, upload ID documents, and complete KYC verification. Admins approve with a single click.

2

Configure & Automate

Set loan limits, savings products, Ajo groups, and levy schedules. The platform handles deductions and notifications automatically.

3

Monitor & Report

Track balances, audit trails, P&L, dividends, and member credit scores in real-time from a single dashboard.

Our Portal Services

Everything you need under one roof.

12+ integrated modules covering every aspect of cooperative operations — from onboarding to executive analytics.

Membership Management

Onboard and manage cooperative members with secure KYC verification, automated onboarding workflows, and credit score tracking.

Core

Customer CRM

Maintain detailed records for external customers, allowing them to access loans and savings products without full cooperative membership.

Core

Savings Registry

Monitor locked and flexible savings accounts with real-time interest computation, automatic monthly deductions, and compounding schedules.

Core

Automated Loans

Apply for cooperative loans with dynamic limits and interest rates tied to Credit Scores, automated repayment schedules and amortization tables.

Core

Welfare & Benevolence

Provide social safety nets. Manage member claims (medical, bereavement, maternity) with configurable tier-based benefits and automatic double-entry payout routing.

New

Investment Pools

Participate in high-yield cooperative group-buys and real estate asset pools using savings balances with transparent profit-sharing.

Premium

P2P Share Trading

Securely buy and sell cooperative share capital among members with automated Maker-Checker compliance and audit trails.

Premium

Ajo (Rotating Savings)

Join gamified Ajo groups with smart nudges, automated deductions, bidding auctions, guarantor management, and debt recovery workflows.

New

Maker-Checker Workflows

Enforce security with built-in multi-level approval workflows for payouts, loans, withdrawals, and all critical system configurations.

Core

Commodity Storefront

Purchase cooperative commodities and inventory items directly via wallet deductions, wallet transfers, or installment payment plans.

Premium

General Accounting

Comprehensive double-entry cashbooks, dividend calculations, levy management, and real-time P&L reporting for administrators.

Core

Elections & Voting

Run secure, transparent cooperative elections digitally. Members vote online with audit trails and results published automatically.

New

Meetings & Minutes

Schedule AGMs and committee meetings, manage attendance, capture minutes, and share documents with all members digitally.

New

Document Management

Store, manage, and share cooperative documents — constitutions, loan agreements, KYC files — with role-based access control.

Core

Levy & Deduction Engine

Configure custom levies, benevolent funds, and disciplinary deductions with automated monthly processing and member notifications.

Core

Support Ticketing

Members raise tickets, track resolution status, and receive automated updates. Admins manage queues with SLA visibility.

New

Fixed Asset Management

Register tangible physical assets, track conditions, maintain locations, and automate monthly depreciation schedules and postings.

New

Period Management

Control accounting periods with strict lock, close, and reopen workflows to protect ledger books and historical audits.

New

Dividend & Surplus Distribution

Automate net surplus allocation policies, board declarations, patronage calculations, and payout distribution workflows.

New

Cash Flow Forecasting

Formulate multi-scenario projections based on operational budget balances, savings trends, active loan repayments, and capex.

New

Procurement Management

End-to-end procurement lifecycle — vendor onboarding, purchase requisitions, RFQ, purchase orders, goods receipt notes, and invoice matching with 3-way verification.

New

Business Intelligence

Executive dashboards with real-time KPI widgets, custom analytics, scheduled report delivery, and interactive data visualization for informed decision-making.

Premium
Mobile Apps Suite

Cooperative management in your pocket.

Take QoopOne anywhere with our dedicated applications for members and field operations, keeping everyone connected in real-time.

QoopOne Membership App

Designed for Cooperative Members

Wallet & Savings Tracking

Monitor locked and flexible savings, verify dividends, and check recent transaction histories instantly.

Instant Loans & Welfare

Apply for cooperative loans with credit scoring nudges, and submit Welfare/Benevolent claims directly from your phone.

Ajo Savings Circles

Join rotating savings groups, receive payout alerts, track guarantor requests, and bid in auctions on the go.

Cooperative Hub Dashboard
Cooperative Hub
Regular Savings Wallet
Savings Wallet
Investment Pools List
Investment Pools

QoopOne Field Agent App

Designed for Mobile Officers & Agents

Offline Savings Collection

Collect daily savings and contributions in remote areas, with automatic local caching and cloud sync.

KYC & On-the-spot Onboarding

Register new members, capture profile photos, upload identification documents, and record biometric data in the field.

Agent Route & Target Tracking

Track collections against daily agent quotas and schedule visits with maps integration for maximum efficiency.

Agent Dashboard
Agent Dashboard
Submit Cash Drop
Submit Cash Drop
Collection Audit Logs
Collection Audit Logs
Agent Settings
Agent Settings
Real-Time Alerts

Members always in the loop.

Automated SMS and in-app notifications keep every member informed — from loan approvals to savings receipts, Ajo payouts, and levy deductions. Zero manual follow-up.

View Pricing Plans
QoopOne Alerts
Automated SMS Notifications
✅ Savings Deducted Dear Member, your monthly savings of ₦50,000 has been successfully deducted. Balance: ₦350,000.
✅ Loan Approved Congratulations! Your loan of ₦500,000 has been approved and disbursed to your wallet.
⚠️ Ajo Reminder Your Ajo contribution of ₦15,000 is due in 2 days. Ensure sufficient wallet balance.
📊 Dividend Credit Your Q4 dividend of ₦28,500 has been credited to your savings wallet.
Multi-Level Security

Enterprise-grade approval flows.

Every critical action passes through configurable Maker-Checker workflows — protecting your cooperative from fraud and unauthorized transactions.

See Security Features
Loan Application Submitted
Member requests ₦500,000 — auto-scored vs. credit limit
Completed
Maker Review
Credit Officer reviews documents & amortization schedule
Approved
Checker Authorization
MD/CFO provides final digital signature authorization
In Review
Disbursement & SMS Alert
Funds disbursed to member wallet, SMS sent automatically
Pending

Ready to modernize your cooperative?

Join forward-thinking cooperatives already running on QoopOne. Set up in minutes, scale to thousands of members.

View Pricing & Plans Login to Portal User Manual